The Housing Market Is Turning a Corner Going into 2026

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market.

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market.

A lot of buyers are stuck in “wait and see” mode right now.

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later.

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers.

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear.

You want mortgage rates to fall – and they’ve started to. But is it going to last? And how low will they go?

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme.

Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in.