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Cost of Living
How Much Do You Need to Make to Buy a Home in Your State?
Cost of Living It’s no mystery that cost of living varies drastically depending on where you live, so a new study by GOBankingRates set out to find out what minimum salary you would need to make in order to buy a median-priced home in each of...
20180417-Share-STM
Rising Prices Help You Build Your Family’s Wealth
Rising Prices Over the next five years, home prices are expected to appreciate, on average, by 3.6% per year and to grow by 18.2% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey. So, what does this mean for homeowners and their equity position? As an example, let’s assume...
Pre-approved
Getting Pre-Approved Should Always Be Your First Step
In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get...
20170413-Share-STM
A Tale of Two Markets [INFOGRAPHIC]
  Some Highlights: A trend that has been emerging for some time now is the contrast between inventory & demand in the Premium & Luxury Markets vs. the Starter & Trade-Up Home Markets and what that’s, in turn, doing to prices! Inventory continues to rise in the luxury & premium...
20180412-Share-STM (1)
The COST of Your Next Home Will Be LESS Than Your Parents’ Home Was
There is no doubt that home prices in most regions of the country is greater now than at any time in history.  However, when we look at the cost of a home, it is actually cheaper to own today than it has been historically. The Difference Between PRICE and COST...
Mortgage Rates Leveling Off
Mortgage Interest Rates Have Begun to Level Off
Mortgage Interest Rates Whether you are a first-time buyer or a homeowner looking to move up to your next home, you should pay attention to mortgage interest rates. Over the course of 2018, according to Freddie Mac’s Primary Mortgage Market Survey, rates have increased from 3.95% in the first week of...
What's PMI
What Is Private Mortgage Insurance (PMI)?
When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information...
20180409-Share-STM
US Housing Market Still In ‘Buy Territory’!
U.S. Housing Market According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment. The BH&J Index is a quarterly report that attempts to answer the question:...
20180506-Share-STM
VA Loans by the Numbers [INFOGRAPHIC]
VA Home Loans VA Home Loans Some Highlights: Since the creation of the VA Home Loans Program, 22 million veterans have been able to achieve the American Dream of homeownership. In 2017, $188 billion was loaned to veterans and their families through the...
20180405-Share-STM (1)
House Prices: Simply a Matter of Supply & Demand
House Prices: Simply a Matter of Supply & Demand Why are home prices still rising? It is a simple answer. There are more purchasers in the market right now than there are available homes for them to buy. This is an example of the theory of...